| This is How Regular People Will Become Accidental Millionaires |
| Imagine standing on the New York Stock Exchange trading floor at 2 p.m. Friday. |
| The room hums like a jet engine. |
| But this time, the orders flooding in aren’t from traders chasing headlines. |
| They’re from a machine – the most powerful buyer in financial history. This machine never sleeps. It never sells… |
| And it’s about to be let loose on bitcoin for the first time ever. |
| Across America, 85.3 million workers just got their paychecks. Like clockwork, a portion flows into stock purchases through 401(k)s and other defined contribution plans. |
| This machine fuels $27.3 billion in buy pressure every two weeks. That’s $710 billion per year in buying. This happens whether stocks are up, down, or sideways. |
| And now – for the first time ever – this unstoppable force is about to be unleashed on bitcoin. |
| That’s because President Trump recently signed an executive order that aims this $710 billion buying machine directly at bitcoin for the first time ever. |
| And I believe it will send the crypto market multiples higher. |
| The $710 Billion Buying Machine |
| Last Thursday, President Trump signed an executive order allowing asset managers to buy alternative assets – including bitcoin – for 401(k)s and other retirement plans. |
| This is a MASSIVE deal that no one is pricing in, yet. |
| Let me explain… |
| Most people don’t understand why stocks keep going up, regardless of what’s happening on Main Street. It’s not because of earnings. It’s not the economy. It’s the machine. |
| Every two weeks, 85.3 million American workers get their paychecks. And every two weeks, a percentage of those paychecks automatically convert to stock purchases via 401(k)s. |
| No emotions. No market timing. No selling when things get scary. |
| The numbers are staggering: |
- $9 trillion in 401(k) plans.
- $3 trillion in other defined contribution plans.
- $710 billion in new contributions annually.
- $2.8 billion flowing into stocks every business day.
- Zero net selling for decades (workers don’t retire and cash out until 65).
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| This creates the ultimate buyer. Systematic, consistent, and almost never selling. |
| It’s pure accumulation, year after year, creating relentless upward pressure on asset prices. |
| But here’s the kicker: This buying machine has been limited to stocks and bonds. Until now. |
| The Biggest Shifts in Crypto Trends |
| For decades, this buying machine has been locked in stocks and bonds. Not because investors didn’t want crypto – but because the rules wouldn’t allow it. |
| Last year, Bank of America revealed something shocking: Younger Americans – the very people who will dominate 401(k) inflows for the next 40 years – already put 14% of their portfolios in crypto. Compare that to just 1% for older generations. |
| That means the next generation of retirement flows is 14x more crypto-hungry… And now, thanks to this executive order, they’re about to get exactly what they want. |
| It directs the Labor Department to ease restrictions and the SEC to improve access to alternative assets, including bitcoin and other digital assets. |
| This isn’t just regulatory housekeeping. This is crypto markets gaining access to the most systematic, powerful, and persistent buying force in financial history. |
| The same buying machine that has driven the stock market’s 16-year bull run is about to start systematically accumulating bitcoin. |
| Here’s why this is different from every other institutional adoption story… |
| The Ultimate HODLers (Hold On for Dear Life): |
| 401(k) investors are the best possible buyers. They purchase automatically every paycheck and don’t sell for 30-40 years. |
| They’re acquiring bitcoin at 25 and won’t touch it until 65. These aren’t traders – they’re permanent holders. |
| Let me break down the process to make it crystal clear for you: |
- Systematic Accumulation: Unlike retail investors who often buy high and sell low, 401(k) flows are emotionless.
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| Market crashes? They keep buying. Bull runs? They keep buying. Bear markets? They keep buying more. It’s pure dollar-cost averaging at a massive scale. |
- New Inflows Favor Crypto: As time goes on, older generations retire, and younger generations make up more of the inflows. And now, they’re finally going to have the ability to buy crypto directly in their 401(k).
- The Supply Shock: Here’s where it gets explosive. Stocks have infinite supply – companies constantly issue new shares to meet demand. Bitcoin will have 21 million coins. That’s it. That number is hardwired into bitcoin’s code.
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| When systematic retirement buying meets absolute scarcity, the math gets wild. |
| Think about it… The same buying force that drove Apple from $1 to over $200 is about to systematically accumulate an asset with a fixed supply. The dynamics are unprecedented. |
| The Math Shows We’re Still Early |
| As mentioned above, roughly $710 billion flows into 401(k) and other defined contribution plans every year. |
| Let’s assume on a conservative level that just 3% of the $710 billion in yearly inflows makes its way into bitcoin. That’d translate to $21.3 billion in consistent buying pressure every year. |
| Think about what $21.3 billion a year did for spot bitcoin exchange-traded funds (ETFs) in just four months: a 53% rally since April from $77,000 to $118,000. |
| Now imagine that same firehose of money, not for four months… but for 30 years straight. |
| And unlike ETFs, these buyers never sell until retirement. |
| This isn’t a rally – it’s a supply war. |
| But 3% inflows could end up being conservative since younger generations are allocating roughly 14% on average as mentioned in the Bank of America survey above. |
| If we assume 10% of all new inflows go into bitcoin, that’d translate to $70 billion in annual buying pressure from 401(k) and other retirement plans alone. At today’s prices that is 600,000 in new BTC demand. |
| But guess what? Only 164,250 new bitcoin are being mined each year. When the next halving hits in 2028 that number will drop to only 82,125 new coins per year. In 2028 will more people want to own bitcoin or less people? Of course more. |
| Bitcoin keeps getting scarcer as demand keeps growing larger. |
| This demand doesn’t factor in buying from brokerage accounts, family offices, hedge funds, endowments, companies, or governments. |
| As you can see, there’s a tidal wave of capital that’s going to be unleashed into crypto markets. And it’s only a matter of time before this buy pressure causes prices to skyrocket. |
| This Buying Opportunity Won’t Last Forever |
| The window for positioning yourself ahead of institutional flows is closing fast. |
| By 2027, crypto allocation could be as routine as bond and equity funds. But the systematic buying will be priced in well ahead of this happening. |
| Remember: Institutional demand will bid up prices long before the actual flows peak. Smart money is already positioning for this reality. |
| You have a decision to make. You can either wait until crypto in 401(k) accounts become mainstream and feel “safe”… |
| Or you can position yourself now while bitcoin is still primarily retail-driven, before the most powerful buying machine in finance starts accumulating. |
| Soon, that Friday hum on the NYSE will have a new beat – the sound of $710 billion a year pounding into crypto markets. |
| The machine is warming up. When it starts, it won’t stop for decades. And bitcoin is just the beginning. |
| You see, what’s bullish for bitcoin is extremely bullish for certain altcoins. |
| And this tidal wave of capital won’t flow into all cryptos equally. It’ll flow into certain sectors. |
| If you’ve been following us the past few weeks, you know Daily Editor Teeka Tiwari and I believe that among the biggest beneficiaries of this new regulatory framework will be stablecoins and the crypto infrastructure that supports them. |
| Stablecoins allow anyone to hold, send, and receive digital dollars – 24/7, no banks, no borders, no middlemen. |
| And now, thanks to legislative developments like the GENIUS Act and the recent executive order, traditional banks want in. They’re laying the groundwork to build and use stablecoins in everyday transactions. |
| That’s why Teeka recently held a special briefing to share his research on what crypto projects are set to massively profit from this melt-up phase. |
| During the briefing, he revealed how these new regulations will unlock a $117 trillion tidal wave of capital (that’s 164x greater than 401(k) inflows)… |
| Details on six plays to position yourself in right now – including a company he believes will be the gateway between Wall Street and stablecoins. |
| Plus, a free coin recommendation that could rocket off this trend. |
| You can watch a replay of his special briefing right here. |
| Look, President Trump’s order has made this future inevitable. You can either own the assets the money machine will devour… Or watch as it drives prices to levels you can’t touch. |
| If you don’t want to just be a spectator… go here to learn how you can position yourself today. |
| Don’t watch the future happen. Own it, |
| Houston Molnar |
